I use paypal, it's the best of them all, but moneybooker is also good.

The trick is to create a bank account, specificaly to payments online, so, when you need to buy something, just deposit money from your first bank account into your bank account that you want to use for online payments.

Anyway, that trick is just to unsure you don't get cracked by some carder or cracker.

Today, things are much more difficult for a cracker to be able to find all the keys and personal numbers (BI and IRS/IRC numbers, which are used to login and process bank transfers and so on), because besides those numbers, you also have another key which is used to confirm the online payment or transfer, and that special key no one has, and you will never write it completely in a web form, so you do not have to worry about online payments or money transfers, just remember that special key and burn the paper.

It is inevitable, everyone, sometime in the future, will need to use online payments and transfers and so on, so why not start now, i can assure you that things are very secure now, 128bits transfer still can't be cracked just like that, and even if a group of crackers wanted to try to crack somneone, to get all his/her money, they won't go steal a couple of dollars, when that happens, it will happen to steal thousands of millions of dollars, not the couple of dollars or even your couple of undreds of dollars because that don't mean nothing for crackers, they will not risk a sentence for a couple of hundreds, don't you think? I do not think, i know!

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