A few hints to help you prevent this in the future. The more of these hints you can follow the better.
Always make secure passwords using Uppercase and lowercase letters, numbers and if possible symbols (like !@#$%^&*)
Try to avoid repetitive patterns in your passwords (like 123 or abc or AbC)
The more random the better.
Try to avoid words
Avoid easy to guess things like birthdays, address, phone numbers or any public information about you or your family
Avoid using your passwords to places like paypal or ebay that deal with money on public computers (like the library or an internet cafe)
NEVER allow a program to remember a password for you for this type of stuff (it leave a form of your password on your computer and even if it is encrypted it can be compromised)
Always use different passwords for different accounts. (one for ebay, one for paypal, one for email ect.)
Try to change your passwords every 2 weeks (I suggest rotating through a list of at least 5 passwords this way)
Use a program like Spybot S&D or Adaware atleast once every 2 days to check for trojans or keyloggers that could be there stealing your info.
ALWAYS scan any downloads with an anti virus software before opening them.
Personally I suggest using Mozilla FireFox Browser due to its heightened security. I DO NOT recommend using Internet Explorer (IE) any more then necessary because there are MANY security flaws that hackers can exploit.
When ever you are connected to the internet always have an active and updated firewall and anti virus.
If you are unsure about a site or a file do not use it or download it.
ALWAYS double check the address bar to make sure that you are inputting your passwords into the correct place.
If someone emails you with a link to verify information double check with the company first. Most companies WILL NOT need to verify your info this way. If you think the letter is a scam forward it to the companies' abuse email. (check the individual websites, usually under contact information, to find the address) this will help to stop the people doing this.
BE VERY CAREFUL IF YOU USE YOUR COMPUTER FOR PORN, this is a major area where people get viruses/spyware/adware. Verify the sites you use and if it asks you to download anything DO NOT DOWNLOAD IT, if it loops and will not close use alt+ctrl+del and find the process and shut it down that way. (note that any site that forces you to download something is most likely running a scam to get you to install a virus.)
OH and I am glad that you got it all worked out. Some times it can be harder to fix so you got lucky. And also someone said "some hackers are just that good" that is not true, these people who do this are looking for an easy score, they are usually rather lazy and will only steal your accounts if they find a weakness. It is rare that a hacker will purposefully target you and make a serious attempt at stealing your accounts if you only use the internet for normal things.
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