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> Is Paying With Paypal Safe?, your opinion and experiences please
Is Paypal safe?
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Joannespw
post Jun 9 2005, 02:56 PM
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http://www.paypalwarning.com/

I have considered opening a pay pal account to conduct transactions on the web but after reading this webite I am not so sure...

It offers plenty of warnings and stories of people that were scammed. I am curious about your opinions and experiences if any.

EDIT : Please check your spellings

This post has been edited by OpaQue: Jun 9 2005, 08:01 PM
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alperuzi
post Jun 9 2005, 04:56 PM
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I haven't had any problems for more than a year now, however they do charge for pretty much everything you do.
You gotta be smart with it though, not believe everything you get in your inbox. Registering paypal through gmail helps a lot since gmail has excelent junk mail filters.
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sonyguy
post Jun 9 2005, 05:41 PM
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Never had any problems with PayPal and I've had an account for just over a year now. I think it is a great service and whenever I use it, it's a pleasure.
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OpaQue
post Jun 9 2005, 08:00 PM
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I got a business account and all I had issues with Security measures taken by paypal. I was asked for documents and proofs but I feel they are for good sake.

The only trouble is people who get paypal address passwords and the purchases and orders done using that. It is just like using fake credit card numbers. However, one must admit, paypal security measures are fast and quick.
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lordofthecynics
post Jun 9 2005, 10:20 PM
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QUOTE(OpaQue @ Jun 9 2005, 12:00 PM)
I got a business account and all I had issues with Security measures taken by paypal. I was asked for documents and proofs but I feel they are for good sake.

The only trouble is people who get paypal address passwords and the purchases and orders done using that. It is just like using fake credit card numbers. However, one must admit, paypal security measures are fast and quick.
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There is some truth in what the website says, but that has more to do with what experts call "phishing," which is luring oblivious email users into a trap where they give vital secure information. The most common one I've gotten so far is the Paypal one, and I NEVER read those, I just delete them and go straight to the actual site. The fake Paypal mails are usually easy to spot, but you never know.
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rattler108
post Jun 10 2005, 12:56 AM
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I have been using paypal for some time now and haven't encountered any problems yet. I also haven't had any payment transfering money form my bank account to my paypal account and using it to buy stuff on ebay.

However, I understand your fear of opening up an account with paypal and giving out all your info, but it is practically the same as having online banking. So you need to monitor your transactions and your statements closely to check that the info that appears in your statement is correct.

Good luck
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no9t9
post Jun 10 2005, 01:41 AM
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I never had any problems but the most expensive thing I bought using this account was like $50. Basically don't link your bank account to Paypal because then they can go directly to your bank account and get money. Just put a low credit limit credit card on the account. Paypal cannot directly get money off the credit card (but they can get it from a bank account).

I currently have a $500 limit credit card on that account. If something happens, it is only $500 and in most cases, the credit card company will not make me pay for fraud.

In my opinion, you should not be buying stuff that cost more than $500 off ebay anyway. It is a huge risk.
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Joannespw
post Jun 10 2005, 08:43 AM
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So overall it sounds like its pretty safe. I have heard a lot about email scammers trying to get info and bank details.

For anyone who is interested this webstie has some very interesting stories.

www.419eater.com


Its a scam the scammer website where crazy (in my opinion) people have a lot of fun getting back at scammers. the letters section is where you will find the interseting stories
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Saint_Michael
post Jun 10 2005, 10:22 AM
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heres a good idea if its to good to be true then don't do it