Well I won't beat the banner to death, but the problem I see is that are you even certified that you can do background checks, for all we know you could just be storing info what what people use and then use that for your own gains. Especially since you have a social security search on there. On top of that how good is your security of the information that is being typed into your website as well. I would be very cautious with typing that kind of info in there.