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> Paypal Question
derryck
post Apr 24 2008, 04:15 PM
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Right so i have a paypal account but its not verified meaning i havent added a bank account to it, or the paypal plus card thing, and without verification i cannot buy anything

But i was wondering if i added a credit card to the account if i could buy something, because on the paypal site it doesnt saay that you cannot buy stuff without verification so i was just thinking if i could add my visa gifft card to it i would still be able to buy things without having a bank account. My mom is lazy so she never takes me to getr a savings account so i cant add that bank account
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Prophet.K
post Apr 24 2008, 10:50 PM
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QUOTE(derryck @ Apr 24 2008, 04:15 PM) *
Right so i have a paypal account but its not verified meaning i havent added a bank account to it, or the paypal plus card thing, and without verification i cannot buy anything

But i was wondering if i added a credit card to the account if i could buy something, because on the paypal site it doesnt saay that you cannot buy stuff without verification so i was just thinking if i could add my visa gifft card to it i would still be able to buy things without having a bank account. My mom is lazy so she never takes me to getr a savings account so i cant add that bank account


Not really because you need to have the money in the paypal account. Im pretty sure you can't but if you have some money in your credit card.. i don't know.
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Mich
post Apr 25 2008, 02:24 AM
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If you add a credit card to the account, it will automatically verify for you. PayPal will check with the credit card company about your account with them. BUT, please be aware that in the case somebody hacks into your PayPal account, the credit card company has no way of knowing that an improper person is using it. Attaching the PayPal account to your bank account is an even riskier business. Hackers have access to your monies in that account. It happened to me, but fortunately things worked out ok and the bank restored my money and overdraft charges. If you attach to a bank account, do not keep a lot of money in it and get yourself a special Visa card to use exclusively on line that has a credit limit of only $500.
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bishoujo
post Apr 25 2008, 03:04 AM
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Yes, if you add a credit card, you can buy things with it. That's the whole point of using credit card on paypal smile.gif However, you won't be able to withdraw money unless you have a bank account.

Personally, I dislike paypal. I second what Mich says. It's dangerous to add a credit card to it if it has high withdrawal limit. Paypal isn't that safe and hackers and people who know your password and stuffs can withdraw thousands from your account if you aren't careful. Furthermore, if paypal decides to freeze or close your account (they have a lot of stupid excuses to do it) because they find something 'doubtful' about your account, you won't be able to remove your information during that period, that means your bank acc number, credit card number etc will remain on your account until they unfreeze your account for you.
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lefehe
post Apr 25 2008, 05:20 AM
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QUOTE(bishoujo @ Apr 24 2008, 10:04 PM) *
Yes, if you add a credit card, you can buy things with it. That's the whole point of using credit card on paypal smile.gif However, you won't be able to withdraw money unless you have a bank account.

Personally, I dislike paypal. I second what Mich says. It's dangerous to add a credit card to it if it has high withdrawal limit. Paypal isn't that safe and hackers and people who know your password and stuffs can withdraw thousands from your account if you aren't careful. Furthermore, if paypal decides to freeze or close your account (they have a lot of stupid excuses to do it) because they find something 'doubtful' about your account, you won't be able to remove your information during that period, that means your bank acc number, credit card number etc will remain on your account until they unfreeze your account for you.


I don't fully agree with this opinion. PayPal is actually safe enough for doing credit-card-based transactions. The weak points in safety come not from PayPal itself, but from the weakness of your password and the level of compromise in the computer terminal from where you start a payment.

I mean, if your password is that obvious as "12345" and/or you use a public computer in one of those cyberstands that are all around, you are definitely in trouble. But if you use, let's say, a strong passphrase (and you are careful enough for keeping it only for yourself), and use your own Linux-based computer to generate your payments, you have basically nothing to be afraid of.

Still, I have to say that it is a good idea to have a low-credited card there... just to be sure.

Best regards,

-L.

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harshnisar
post Apr 26 2008, 09:21 AM
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if you have the paypal account verified then you can have more then 330$ balance in your account but if you are not earning from the internet then you dont need to verify it. I think to buy from ebay you need an verifiued account and to get paid from some websites you need a a verified account in paypal. but leave the hassl easide . Paypal is a safe website and you can get verified if you have a a credit card there is no problem in it.
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derryck
post May 2 2008, 07:54 PM
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Now my second question...could i verify it with a simple visa ift card... because i tried with American ecpress and that didnt work so i was woonderin if it was cuz i was usin amerrican or i just cant dowith a ift card
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