Ten Tips On Creating A Millionaire Attitude

1. Getting rich isn't about money

Peter Lynch says if you spend 15 minutes a year studying the economy, that's 10 minutes too many. And when money guru Ric Edelman researched 5,000 millionaires for "Ordinary People, Extraordinary Wealth," he discovered that millionaires spend an average of just six minutes a day on personal finance. They have better things to do. Get a life!

2. Accentuate the positive

Most of us have read books like "Success Through a Positive Mental Attitude." That message was summarized for me by a U.S. Army Special Forces instructor, a veteran of 26 years: "If you have a guy with all the survival training in the world who has a negative attitude and a guy who doesn't have a clue but has a positive attitude, I guarantee you that the guy with a positive attitude is
coming out of the woods alive. Simple as that."

3. Think differently

Go inside "The Millionaire Mind" with author George Stanley: "They think differently from the crowd ... It pays to be different." Yes, being different helps build wealth. That's the central theme of his work: Don't fit in, go your own way.

4. Quit doing what you hate

Many people live in quiet desperation, waiting for retirement, doing something they hate. Marcus Buckingham put it very simply in his new book, "The One Thing You Need to Know:" Figure out what you don't like doing then stop doing it.

5. Do what you love

You've heard all the pep talks: Follow your bliss; do what you love, money will follow. Never forget Stanley's bottom line: "If you are creative enough to select the ideal vocation, you can win, win big-time. The really brilliant millionaires are those who selected a vocation that they love."

6. Find 'the real you!'

Working in a career that doesn't fit right is exhausting and stressful. You're less efficient, less productive. Get in sync with the real you. Get help from a career counselor. Read books on personality types. In "The Millionaire Code" I identify 16 basic types to help people focus on their dreams. Buckingham's "Now Discover Your Strengths" is another example. Find the real you, go for it and never turn back!

7. Invest in 'You, Inc.'

Tired of working for Corporate America? Become an entrepreneur. Create your own business. Read Kiyosaki's "Rich Dad" series. Browse through "EBay for Dummies." Open a Starbucks franchise. Most millionaires work for themselves, pay less in tax, live below their means and build equity in themselves.

8. Live with passion

Believe in something. Listen to the still small voice. What is it: Love, family, jazz, art, golf, writing, fishing, inventing? Whatever it is, it's you. And it's priceless. My mentor Joseph Campbell said: "If you follow your bliss, you will always have your bliss, money or not. If you follow money, you may lose it, and you will have nothing."

9. Live in the moment

A good friend is in his 60s. When I mention retirement planning, he laughs. He talks about his next vacation. His new jet skis. He's survived divorce, bankruptcy, foreclosure, health problems. He has a successful business, nice house, lots of debt. He's at risk. I couldn't do it, but he's happy. We all have friends like him, living in their moment. You need to live in yours.

10. Make a difference!

Most of us focus on our little world and our future. Millionaires dream of making the world a better place, with visions of a better tomorrow for everyone. They love helping people. I'll bet you have such a dream. Discover the real meaning of life by going beyond yourself and make a difference! Remember, being a millionaire is all in your head. If you got the right attitude, if you feel it, if you believe you're a millionaire, you're already there. The money will follow. Trust me.